What Is Vetted VA?
Need Cash out or just want to lower your rate?
Colorado offers a wide array of home options to fit every situation and budget. Take our quick survey below to find out exactly what is the best solution for your family.
What Is Vetted VA? Why It Matters When You Use Your VA Loan
Vetted VA is an independent VA loan education and accountability organization built by veterans, for veterans. It trains the agents and lenders who serve military families, ranks them on what they actually know, and lists only qualified professionals in its directory. I'm a Vetted VA professional ranked VVA6, and I teach VA loan classes for real estate agents.
How Vetted VA vets professionals
Training and testing
Agents and loan officers complete VA loan coursework and testing on topics like entitlement, appraisals, funding fees and veteran income.
Ranks you can check
Professionals earn ranks from VVA1 to VVA7 through training, accountability and demonstrated expertise. Only VVA3 and above appear in the Find a Pro directory. See how the VVA ranks work.
Ongoing accountability
Vetted VA's motto is “Trust, but verify.” Listed professionals stay in an accountability program, and the organization advocates against bad actors in VA lending.
How Vetted VA benefits veterans
Stronger offers
A trained agent and lender know how to write and defend a VA offer, so sellers don't treat it as second-rate.
Fewer surprises
VA appraisals, Tidewater, repairs and non-allowable fees are handled by people who know the rules, which keeps closings on schedule.
Full use of your benefit
Entitlement, second-tier entitlement, funding fee exemptions and Guard and Reserve eligibility are calculated correctly.
Free education for you
The Veterans Training Program is free, so you can learn the basics before you talk to anyone.
Vetted VA training programs
Veterans Training Program
For veterans and military families:
- Credit Bootcamp for Veterans: Mastering Credit Basics
- Perfect PCS
- Veterans' VA One-Time Close Construction Loan
Reservist Training Program
For agents and loan officers, organized like military training:
- Basic Movement: VA Loan Crash Course, Understanding VA Loan Entitlement, Working With Veterans
- Practical Application: Reserve and Guard Point System, VA Appraisals, VA Joint Loans
- General Support: Manual Underwriting, VA Funding Fee, Veteran Income
- Specialized: VA Renovation Loans and compliance training
- Community Outreach: courses for teaching VA loans to others
My Vetted VA profile
I'm Vic Malone, a retired Navy Captain and owner of Peak Seven Mortgage in Colorado Springs. I've been a Vetted VA professional since 2020 and hold the VVA6 rank. I only lend in Colorado, and VA loans are the core of what I do: purchases, VA IRRRLs, one-time close construction and renovation loans.
View my Vetted VA profile · Take my free VA loan CE class for agents · Find Vetted VA pros in Colorado
Vetted VA is an independent organization and is not affiliated with the U.S. Department of Veterans Affairs or any government agency.
Vetted VA FAQ
Common questions about Vetted VA and what it means for your VA loan.
What is Vetted VA?
Vetted VA is an independent VA loan education and accountability organization that started in 2019. It trains real estate agents and loan officers on VA loans, ranks them, and lists qualified professionals in a public directory so veterans can find people who know the program.
Is Vetted VA part of the Department of Veterans Affairs?
No. Vetted VA is independent and is not affiliated with the VA or any government agency. Your VA loan benefit is the same no matter who you use; what changes is how well your agent and lender know the program.
What does a VVA rank mean?
Vetted VA ranks professionals from VVA1 to VVA7 based on training, accountability and demonstrated expertise. A professional needs at least VVA3 to be listed in the Find a Pro directory. I'm currently ranked VVA6.
How do I check whether an agent or lender is Vetted VA?
Search the Find a Pro directory on vettedva.com by state. Each listed professional has a profile showing their rank, role and license or NMLS number. You can see mine at vettedva.com/pro/victor-malone.
Is Vetted VA training free for veterans?
Yes. The Veterans Training Program is free and covers credit basics, PCS moves and VA one-time close construction loans. Training for agents and lenders is a separate paid program.
Why use a Vetted VA lender for my VA loan?
A VA-trained lender gets your entitlement, funding fee and appraisal right, and helps your offer compete. As a broker, I also shop dozens of lenders for your rate. See my Colorado VA loan page to learn more.
Answers by Vic Malone, CAPT, USN (ret), Broker Owner of Peak Seven Mortgage.
VA loan specialist and continuing education instructor on the VA Home Loan program for real estate agents. NMLS #1084279.
Peak Seven Mortgage LLC, Company NMLS #1712479. Vic Malone, NMLS #1084279. 102 S. Tejon Street, Suite 1100, Colorado Springs, CO 80903. Equal Housing Opportunity. This information is general education, not a commitment to lend. Loan limits, fees and program rules reflect 2026 figures and can change; all loans are subject to credit, income and property approval. Last reviewed November 2026.
Owner/Broker
Vic Malone
CAPT, USN (ret)
NMLS #1084279
Testimonials
WHY People TRUST and LOVE Us
NMLS # 1084279
102 S Tejon Street, # 1100
Colorado Springs, Colorado, 80903
Call: 719-304-4900
Mon-Fri: 8am-7pm
Sat-Sun: 11am-4pm
