The Mountains are Calling!

Woodland Park

Want to live in Woodland Park?

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Why Woodland Park is a great place to live

Woodland Park - often referred to as the "City Above the Clouds" - offers a unique blend of natural beauty, community spirit, and a tranquil lifestyle. Situated at an elevation of 8,465 feet, this mountain town provides residents with stunning views of Pikes Peak and easy access to outdoor adventures in the surrounding Pike National Forest.

The town's proximity to Colorado Springs, just a 25-minute drive away, allows for convenient access to urban amenities while maintaining a peaceful, small-town atmosphere. Residents enjoy a variety of local shops, restaurants, and community events that foster a close-knit environment.

With its clean mountain air, abundant recreational opportunities, and scenic landscapes, Woodland Park appeals to those seeking a serene and active lifestyle amidst Colorado's natural splendor.

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Woodland Park Schools

  • High School Performance: Woodland Park High School ranks 107th out of 349 Colorado high schools, placing it in the top 31% statewide.

  • District Accreditation: The Woodland Park School District No. Re-2 is rated as "Accredited" by the Colorado Department of Education, with an overall score of 66.8 out of 100.

  • Student-Teacher Ratio: The district maintains a student-teacher ratio of 13:1, allowing for more individualized attention.

  • Advanced Academic Programs: Woodland Park High School offers Advanced Placement (AP) courses, Project Lead The Way curriculum, and a Gifted & Talented program.

  • Diverse Student Body: The high school serves a diverse student population, with 14% identifying as Hispanic and 6% as two or more races

  • Postsecondary Readiness: The district meets state standards in Postsecondary & Workforce Readiness, indicating effective preparation for students' futures.

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Woodland Park Lifestyle

  • Scenic Outdoor Recreation: Woodland Park offers abundant outdoor activities, including hiking, biking, and fishing, with comfortable summers and mild winters that allow for year-round enjoyment.

  • Diverse Dining Options: The town boasts a variety of restaurants catering to different tastes. Notable establishments include the Hungry Bear Restaurant, known for its hearty American breakfasts, and Fusion Japan, offering a selection of sushi and Japanese cuisine.

  • Unique Shopping Experiences: Woodland Park features a range of shopping venues, from local boutiques to larger retail stores. The Cowhand offers Western apparel and gifts, while Team Telecycle caters to cycling enthusiasts.

  • Access to Natural and Organic Foods: Residents have access to stores like Natural Grocers, which provides 100% organic produce, vitamins, and supplements, supporting a healthy lifestyle.

  • Vibrant Community Events: The town hosts various events throughout the year, fostering a strong sense of community and offering entertainment for all ages.

  • Proximity to Attractions: Located near Colorado Springs, residents can easily access additional amenities and attractions, including the Garden of the Gods and Pikes Peak, enhancing the living experience in Woodland Park.


    These aspects contribute to the appealing lifestyle, diverse culinary scene, and enjoyable shopping experiences in Woodland Park, Colorado.

Do you provide VA and FHA loans for homes with wells and septic in Woodland Park?

Do you provide VA and FHA loans for homes with wells and septic in Woodland Park?

What are the 2026 VA loan limits for Teller County?

In 2026, Woodland Park veterans with full entitlement typically have no "cap" on loans over the conforming limit with $0 down. If you have partial entitlement from a previous home, we can calculate your specific "Bonus Entitlement" based on current 2026 FHFA limits for the Colorado Springs metro area. The default is $832,750.

Can I get a mortgage for land or a modular home in Woodland Park?

I offer many financing options for manufactured and modular homes, provided they are on a permanent foundation and meet HUD or local building codes. The VA loan is especially well suited for manufactured homes. Whether you are looking in Divide, Florissant, or Woodland Park, I can help you navigate the specific lending criteria for these mountain-style dwellings.

How does high-fire-risk insurance affect my mortgage in Woodland Park?

Because much of Woodland Park is in a Wildland-Urban Interface (WUI), homeowners insurance can be more complex. I recommend starting your insurance quotes early in the pre-approval process. My team is familiar with the Colorado FAIR Plan and other local providers to ensure your debt-to-income ratio (DTI) accounts for current 2026 mountain insurance premiums. I also partner with local brokers to help you research many options for your insurance.

What are the specific requirements for a well-water test in Teller County?

Most government-backed loans (VA/FHA) require a water quality test checking for bacteria, nitrates, and lead. In some parts of Teller County, I may also suggest testing for local minerals. I work with your realtor to ensure these tests are ordered and approved early so there are no "water-related" delays at the closing table.

Popular Areas in Teller County / Woodland Park

80863 — Woodland Park / City Above the Clouds

  • "The City Above the Clouds" — 8,465 ft elevation, 30 min west of Colorado Springs via Ute Pass

  • Charming downtown with local shops, restaurants, and the Woodland Park School District

  • Home prices $420K–$750K

  • Gateway to Mueller State Park, Rampart Range trails, and Pikes Peak's western slopes


80866 — Woodland Park (Extended / Rural Areas)

  • Larger lots and more rural feel on the outer edges of Woodland Park

  • Mix of custom mountain homes, log cabins, and acreage properties

  • Home prices $380K–$700K

  • Quiet mountain living with quick access to Woodland Park's amenities and US-24


80814 — Divide / Teller County

  • Small mountain community at the junction of US-24 and CO-67

  • Popular with buyers wanting true rural Colorado at an accessible price

  • Home prices $320K–$580K

  • Doorstep to Eleven Mile and Spinney Mountain State Parks — world-class fishing and hunting


80816 — Florissant / Teller County

  • Historic and scenic community near the Florissant Fossil Beds National Monument

  • Acreage properties common — horses, outbuildings, and open space

  • Home prices $280K–$520K

  • Low density, low traffic, and stunning Pikes Peak views — popular with remote workers and retirees


80819 — Green Mountain Falls

  • Tiny, picturesque mountain village tucked into Ute Pass — population under 1,000

  • Historic Gazebo Lake at the center of town — one of Colorado's most photographed spots

  • Home prices $380K–$620K

  • Surrounded by Pike National Forest with direct trail access from nearly every street


80809 — Cascade / Chipita Park / Green Mountain Falls (Extended)

  • Quiet Ute Pass communities between Manitou Springs and Woodland Park

  • Mix of vintage mountain cabins, updated bungalows, and custom homes on wooded lots

  • Home prices $340K–$620K

  • Minutes from Pikes Peak Highway toll road entrance and North Cheyenne Cañon Park


80813 — Cripple Creek / Victor Area

  • Historic gold mining town turned gaming destination — Colorado's highest incorporated city at 9,494 ft

  • Limited Street casino district with mountain character unlike anywhere else in Colorado

  • Home prices $180K–$380K

  • Some of the most affordable home prices in the Pikes Peak region with stunning Sangre de Cristo views

  • Near Florissant Fossil Beds, Mueller State Park, and the Cripple Creek & Victor Narrow Gauge Railroad

  • Strong appeal for remote workers, retirees, and investors — short-term rental demand tied to casino visitors

A few notes worth knowing for these mountain ZIPs:

  • Both sit in Teller County, which has slightly different property tax rates than El Paso County

  • Well and septic systems are common — VA loans have specific well inspection requirements that Vic handles upfront

  • Many properties are on steep lots or have non-standard access — appraisals here require local knowledge

  • Strong appeal for remote workers, retirees, and buyers wanting mountain living 25 minutes from Colorado Springs

“The Mountains are calling and I must go!” — John Muir

Don't sign that contract until you've checked the "Mountain 3."

Buying in Woodland Park, Divide, or Florissant is different than buying in the city. One missed well-test or an uninsurable roof can cost you thousands—or kill your loan entirely.

Download my free 2026 checklist to learn:

The New Fire Law:

How the July 2026 insurance transparency rules affect your monthly payment.

The Well-Water Protocol:

The exact 3 tests VA and FHA require for mountain water.

Septic Secrets:

Why a "Standard Inspection" isn't enough for Teller County.

Winter Access:

How to verify if your lender considers your road "year-round accessible."

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Peak Seven Mortgage

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