A bank statement loan is a non-QM mortgage that uses 12 to 24 months of deposits to verify income for self-employed borrowers
Peak Seven Mortgage provides bank statement loans in Colorado for self-employed borrowers, allowing qualification using 12 to 24 months of bank deposits instead of tax returns. These Non-QM programs support credit scores as low as 620, offer down payments from 10%, and accommodate both personal and business accounts with flexible expense factor calculations.
VA Circulars
VA Circulars are difficult to search through and have varied effective dates, with most of the recent ones being until further notice.
This page lists all the active circulars from the VA site: https://www.benefits.va.gov/homeloans/resources_circulars.asp
Search by topic, circular number, or date.
Data reflects the VA circular page as reviewed through October 2026 (48 active of 294 tracked circulars, 2018+). Pre-2018 circulars are not included. Guidance changes — always verify against the official VA source before relying on it.
NMLS # 1084279
102 S Tejon Street, # 1100
Colorado Springs, Colorado, 80903
Call: 719-304-4900
Mon-Fri: 8am-7pm
Sat-Sun: By Appointment
